President Obama called on Congress to give every responsible homeowner the opportunity to save thousands of dollars each year by refinancing their homes.

Not long ago, Val and Paul Keller of Reno, Nevada, found themselves underwater.

They were current on their mortgage and made their payments on time, but when the housing crisis hit, the Kellers' home value dropped to less than what they owed on their mortgage. It's a story that hardworking people across the country know all too well. In Nevada, the state hit hardest by the housing crisis, 60 percent of homeowners are currently underwater. But when the Kellers tried to refinance their mortgage, they were denied; banks were reluctant to provide new financing on underwater homes.

But President Obama believes that hardworking, responsible homeowners should be able to take advantage of current low rates and feel secure in their homes. His administration set up a program that would help those with government-backed loans refinance their homes—and thanks to President Obama's actions, the Kellers, who were able to refinance under the new rules, are now saving around $3,000 a year.The President's housing program is making a difference to thousands of American families, and it's giving a boost to our economy.

Today, from the Keller family's driveway, President Obama called on Congress to give every responsible homeowner—not just the ones with government-backed loans—the opportunity to save thousands of dollars each year by refinancing their homes. It's part of his to-do list for Congress: five actions that Congress can and should take before they adjourn for the summer that will keep us moving forward and create jobs.

The contrast with the Republicans' presumptive presidential nominee, Mitt Romney, couldn't be more stark. Romney has no plan to help responsible homeowners who make their mortgage payments on time but who find themselves underwater. Instead, he believes we should let the foreclosure process "run its course and hit the bottom." In fact, foreclosures in Massachusetts quadrupled on Romney's watch.

When he campaigned in Florida, the second-hardest-hit state, Romney had the nerve to tell underwater homeowners that banks are "feeling the same thing they are." And now he wants to help his pals on Wall Street by repealing the reforms that end the abuses in the mortgage system that contributed to the housing crisis.

If you're a responsible homeowner trying to make ends meet, Romney's message is this: You're on your own.

Don't let Romney get the chance to undo what the President has accomplished on housing and prevent further progress. Stand up for the President's housing plan on Twitter using the hashtag #CongressToDoList.

It's a story we know all too well: Millions of responsible Americans bought a piece of the American Dream, got a mortgage they could afford, and made their house payments. But they were still hurt by predatory lenders who issued loans to people who couldn't afford them and by banks that traded risky mortgages for huge profits. In the worst housing crisis in generations, 4 million families lost their home to foreclosure.

But today, President Obama made a major announcement that will help struggling homeowners get back on their feet: His administration, working with attorneys general from nearly every state, has stood up to the big banks and stood up for struggling homeowners in an unprecedented way. They've reached a landmark settlement with the nation's largest banks to bring relief to the hardest-hit homeowners and end some of the mortgage industry's most abusive practices. This is the largest civil settlement since the tobacco industry deal in 1998.

Here's how it will help homeowners: The biggest American banks, the ones that were rescued by taxpayer dollars in 2008, will be required to put billions of dollars toward homeowner relief. They'll offer refinancing for borrowers who have high interest-rate mortgages. They'll reduce loans for families who owe more than their homes are worth. And, according to the President, "they will deliver some measure of justice for families that have already been victims of abusive practices."

The contrast couldn't be more stark between President Obama's efforts on behalf of American homeowners and Republican front-runner Mitt Romney's utter lack of concern for their plight. As he campaigns for the Republican presidential nomination, Romney has yet to offer a single proposal to lend a hand to America's struggling homeowners, make it easier for them to refinance their homes, or help them avoid foreclosure.

Instead of proposing ways to help responsible homeowners get relief, Romney's philosophy is, "Don't try and stop the foreclosure process. Let it run its course and hit the bottom."

Learn more at RomneyHousingPlan.com.

It's a story we've come to know all too well: Millions of responsible Americans bought a piece of the American Dream, got a mortgage they could afford, and made their house payments. But they were still hurt by predatory lenders who issued loans to people who couldn't afford them and by banks that traded risky mortgages for huge profits. In the worst housing crisis in generations, 4 million families lost their home to foreclosure.

But today, President Obama made a major announcement that will help struggling homeowners get back on their feet: His administration, working with attorneys general from nearly every state, has stood up to the big banks and stood up for struggling homeowners in an unprecedented way. They've reached a landmark settlement with the nation's largest banks to bring relief to the hardest-hit homeowners and end some of the mortgage industry's most abusive practices. This is the largest civil settlement since the tobacco industry deal in 1998.

Here's how it will help homeowners: The biggest American banks, the ones that were rescued by taxpayer dollars in 2008, will be required to put billions of dollars toward homeowner relief. They'll offer refinancing for borrowers who have high interest-rate mortgages. They'll reduce loans for families who owe more than their homes are worth. And, according to the President, "they will deliver some measure of justice for families that have already been victims of abusive practices."

The contrast couldn't be more stark between President Obama's efforts on behalf of American homeowners and Republican front-runner Mitt Romney's utter lack of concern for their plight. As he campaigns for the Republican presidential nomination, Romney has yet to offer a single proposal to lend a hand to America's struggling homeowners, make it easier for them to refinance their homes, or help them avoid foreclosure.

Instead of proposing ways to help responsible homeowners get relief, Romney's philosophy is, "Don't try and stop the foreclosure process. Let it run its course and hit the bottom."

Learn more at RomneyHousingPlan.com.